Selling a home can be quite intimidating. My job is to help smooth that process and remove as much stress as possible from the transaction. There are many, many resources on the internet for sellers. One of the best I've found is through the U.S. Department of Housing and Urban Development. Their website, found here, offers answers to questions sellers ask across the nation. However, markets vary from location to location, sometimes even within a county. That's when the depth of local experience of a REALTOR pays off.
I've worked in Okaloosa, Santa Rosa and Walton Counties since 1992, through boom markets, through buyers' markets, through seller's markets. While every set of market conditions has different challenges, they also have advantages. There is no substitute for real life experience.
I will provide you a Comparative Market Analysis - not only of the competition on the market - but also of homes that have already sold. This will help you determine the market value for your home in addition to giving you a realistic picture of the time on the market. Clear expectations reduces the stress of selling your home. Together, we can weigh your needs and timeline to ensure that you receive the top dollar for your home. I market my listings agressively, to reduce the amount of time they are on the market. This benefits us both. The quicker you can sell your home, the quicker you can get on with the pursuit of your dreams.
In addition to negotiating the best offer for your home, I will guide you through the inspections, contract contingencies to ensure you are prepared and able to close your home on time.
Okaloosa County has rural areas that qualify for Rural Development loans, urban areas that qualify for redevelopment loans, and even brownfield areas that qualify for special redevelopment grants. There are also special loans for veterans, teachers, law enforcement and emergency responders. By far, the largest percentages of homeowners utilize Veteran Administration guaranteed mortgages available to military members and veterans. For every loan type, sellers have different responsibilities.
Home Inspections are highly recommended, they give you, the seller, a measure of added protection to ensure that all items that are required to be fixed are identified well ahead of closing. A lot of sellers are under the misconception that the bank's inspection covers them. This is not true. The bank's inspector is looking for items that affect the homes' value - not necessarily things that will require costly repairs or utilities for the homeowner. For more information about the bank's inspection, this document answers some questions. I can help you find an ethical home inspection specialist to help guard your investment and protect you from expensive repairs at the last minute prior to closing, which affects your bottom line and your ability to close.
Important questions to ask any listing agent: What is your strategy to sell my home quickly? Where will you advertise my home? What type of feedback should I expect from potential buyers? How many days did it take your listings to sell? How close to the initial asking prices of the homes you listed were the homes you sold? Could you provide references?
